The Insured : Perhimpunan Pemilik &

The Insured : Perhimpunan Pemilik & Penghuni Satuan Rumah Susun Apartemen Muara Indah.
Risk Location : Jl. Pluit Karang Barat No 50, Jakarta Utara
Period of Insurance : 25 November 2015 – 25 November 2016
Type of Coverage : Machinery Breakdown
Total Sum Insured : USD 3.000.000
Limit of Liability : USD 1.000.000 (anyone occurrence and in aggregate)

Interest Insured : On specified plant machinery and equipment within the Isured’s Premises above.
Risk Covered : Indemnify PERHIMPUNAN PEMILIK & PENGHUNI SATUAN RUMAH SUSUN APARTEMEN MUARA INDAH against Breakdown of any Machine whilst :
Working or at rest
Being dismantled moved or re-erected for the purpose of cleaning inspection repair or installation in other position.
At the above location sufficient to prevent the machine undertaking its normal work and necessitating repair or replacement before working can be resumed.

Excluded Risks : - Loss pr damage to exchangeable tools, parts which suffer high rate of wear or depreciation, refractory, linings, crushing hammers, objects made of glass, belts, ropers, wires, rubber tires, operating media.
Loss or damage caused by fire, the extinguishing of a fire, direct, lightning, explosion, aircraft and other aerial devices or articles dropped there from, collapse of building, subsidences, flood, inundation, earthquake, volcanic eruption, or other conclusion of nature, typhoon, hurricane, tornado, cyclone or

other similar atmospheric disturbance, escape of water from water containing apparatus or clearance of debris demolition or dismantling arising from these occurrence, theft or any attempt thereat. (Explosion shall not mean the bursting or disruption of turbines compressor engine cylinders flywheel or other parts subject to centrifugal force transformers switches or oil immersed switchgear).
Tasting or intentional overloading of any machine or any experiment involving imposition of abnormal condition.
Fault or defect known to the insured.
Wear and tear.
Willful negligence of insured.
Loss or damage for which supplier manufacturer or installer is responsible.
Consequential loss.
War, invasion, act of foreign enemy, hostilities or warlike operations.
Inssurection, rebellion, revolution.
Ionizing, ration or contamination.
Nuclear weapons
Loss or damage as a direct consequence of the continual influence of operation except in consequence thereof.
Liability of any kind or description
Loss business due to suspension, lapse or cancellation of a least license or order etc. which occours after machinery affected is again in operating condition.

Clauses : - Expediting Expenses Clause (15% of claim amount).
Nominated Adjusters Clause (PT. Japenansi Nusantara, Mc. Larens, & PT. SDP Crawford).
Claims Settlement Clause.
Cost of Re-writing Records and Claims Preparation Clause 10% of loss any one occurrence.
Automatic Reinstatement of Sum Insured Clause with additional premium.
Lubricating Oil and Refrigerant Charges Clauses (Sub limit USD 10.000 in aggregate for Machinery Breakdown).
Replacement Value Clause.
Debris Removal (10%) and include in TSI.
First Loss Clause (Average condition is applied).
Appraisement Clause (5%).
Payment on Account 25%.
Pro-rata Return Premium subject to no claim.
Cancellation Notice (30 days).
Loss Notification (14 days).
Waiver of subrogation clause against subsidiary only.
War & Terrorism Exclusion Clause (NMA 2918).
Cyber Risks Exclusion (NMA 2915).
EDRC “A”.
Terrorism Exclusion Clause.
Extra Contractual Obligation Exclusion Clause.
Property Damage Clarification Clause.
Transmission and Distribution Lines Exclusion Clause.


Industries, Seepage, Pollution and Contamination Exclusion Clause.
Total Asbestos Exclusion Clause.
Average relief clause (85%).

Subject to : - No Claim until binding date.
Adequate 24-hour security guards.
Adequate number of valid Fire Protection, validity is maintained during the whole period of insurance.
Strict SOP safety, hygiene, security precautions, comply with standard requirements and regulations from authorized bodies.
Adequate and standard Maintenance of Machinery, Equipment, Electrical installation and wiring.
Comply to standard safety regulation from PLN for electrical installation & cable.

Security : First Class Insurance Companies

Deductible : 10% of Claim Minimum USD 1.000

Premi : (Rate x TSI x First Loss Scale)
0,05% x USD 3.000.000 x 80,22% = USD 1.203,3

Discount : 15%

Hasil (Bahasa Indonesia) 1:

Tertanggung: Perhimpunan dikuasai & Penghuni Satuan Rumah Susun Apartemen Muara Indah.Risiko Lokasi: Jl. Pluit Karang Barat No 50, Jakarta UtaraMasa asuransi: 25 November 2015-25 November 2016Jenis pertanggungan: Breakdown mesinTotal uang pertanggungan: Rp 3.000.000Batas tanggung jawab: IDR 1.000.000 (siapa pun terjadinya dan dalam agregat)Bunga Tertanggung: Pada ditentukan mesin dan peralatan dalam lokal Isured di atas.Risiko tertutup: Mengganti kerugian PERHIMPUNAN DIKUASAI & PENGHUNI SATUAN RUMAH SUSUN APARTEMEN MUARA INDAH terhadap kerusakan apapun komputer sementara:Bekerja atau beristirahatSedang dibongkar dipindahkan atau kembali didirikan untuk membersihkan inspeksi perbaikan atau instalasi di posisi lain.Di lokasi di atas cukup untuk mencegah mesin melakukan normal bekerja dan memerlukan perbaikan atau penggantian sebelum berkarya dapat dilanjutkan.Dikecualikan risiko: - kerugian pr kerusakan alat-alat tukar, Bagian yang mengalami tingkat tinggi dari keausan atau depresiasi, tahan api, lapisan, menghancurkan palu, benda-benda yang terbuat dari kaca, ikat pinggang, ropers, kabel, ban karet, operasi media.Kerugian atau kerusakan yang diakibatkan oleh kebakaran, pemadam kebakaran, langsung, lightning, ledakan, pesawat dan lain perangkat udara atau artikel turun sana, runtuhnya gedung, subsidences, banjir, banjir, gempa bumi, letusan gunung berapi atau lainnya kesimpulan alam, topan, topan, tornado, Siklon atau gangguan atmosfer serupa lainnya, melarikan diri dari air dari air yang mengandung peralatan atau clearance puing-puing pembongkaran atau pembongkaran timbul dari kejadian ini, pencurian, atau apapun upaya thereat. (Ledakan tidak akan berarti meledak atau gangguan dari turbin kompresor mesin silinder roda gila atau bagian lain tergantung pada gaya sentrifugal transformer switch atau minyak switchgear tenggelam).Mencicipi atau disengaja overloading apapun komputer atau setiap percobaan melibatkan pengenaan dari kondisi abnormal.Kesalahan atau cacat yang dikenal kepada Tertanggung.Dan keausan.Kelalaian disengaja pertanggungan.Kerugian atau kerusakan untuk pemasok mana produsen atau installer yang bertanggung jawab.Kerugian.Perang, invasi, undang-undang musuh Asing, permusuhan atau operasi yang suka berperang.Inssurection, pemberontakan, revolusi.Ionizing, ransum atau kontaminasi.Senjata nuklirKehilangan atau kerugian sebagai akibat langsung dari pengaruh terus-menerus operasi kecuali di konsekuensi daripadanya.Kewajiban apapun atau DeskripsiKerugian bisnis karena suspensi, selang atau pembatalan setidaknya lisensi atau urutan dll yang occours setelah mesin dipengaruhi sekali lagi berada di kondisi pengoperasian.Persyaratan: - mempercepat pengeluaran klausul (15% dari jumlah klaim).Nominasi Adjusters ayat (PT. Japenansi Nusantara, Mc. Larens, & PT. SDP Crawford).Klausul penyelesaian klaim.Biaya Re-writing Records dan klaim persiapan klausa 10% dari hilangnya terjadinya setiap satu.Automatic Reinstatement of Sum Insured Clause with additional premium.Lubricating Oil and Refrigerant Charges Clauses (Sub limit USD 10.000 in aggregate for Machinery Breakdown).Replacement Value Clause.Debris Removal (10%) and include in TSI.First Loss Clause (Average condition is applied).Appraisement Clause (5%).Payment on Account 25%.Pro-rata Return Premium subject to no claim.Cancellation Notice (30 days).Loss Notification (14 days).Waiver of subrogation clause against subsidiary only.War & Terrorism Exclusion Clause (NMA 2918).Cyber Risks Exclusion (NMA 2915).EDRC “A”.Terrorism Exclusion Clause.Extra Contractual Obligation Exclusion Clause.Property Damage Clarification Clause.Transmission and Distribution Lines Exclusion Clause.Industries, Seepage, Pollution and Contamination Exclusion Clause.Total Asbestos Exclusion Clause.Average relief clause (85%).Subject to : - No Claim until binding date.Adequate 24-hour security guards.Adequate number of valid Fire Protection, validity is maintained during the whole period of insurance.Strict SOP safety, hygiene, security precautions, comply with standard requirements and regulations from authorized bodies.Adequate and standard Maintenance of Machinery, Equipment, Electrical installation and wiring.Comply to standard safety regulation from PLN for electrical installation & cable.Security : First Class Insurance CompaniesDikurangkan: 10% dari klaim minimal USD 1.000Premi: (Menilai TSI x x pertama skala kerugian) 0,05% x Rp 3.000.000 x 80,22% = USD 1.203,3Diskon: 15%