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AbstractThe Information and Communications Technology (ICT) enable the simplification of activities carried out all business andparticularly in financial activities. For this purpose, in this paper we will discuss the importance of teaching financialmathematics and the importance to have a financial instrument for developing calculations in several scenarios in real time tomaking decision. It is described, how in a classroom would teach in the traditional system in a specific theme of mathematics,such as: "debt restructuring and modeling equivalent of the equation" Starting from the theoretical explanation, we continuewith the design of financial simulator programmed into a spreadsheet.Keywords: Financial mathematics, Teaching-learning process, Educational software, ICT1. IntroductionThe process in the education - learning of mathematics, has being positively influenced by the communication andinformation technologies. However, these technologies are design, administrated and executed by people, which means,the hand of the people still above all of them. Therefore, emerges one question, ¿it’s really true that the use ofcommunication and information technologies have positively influenced in the education-learning of the mathematics?Probably the answer could be yes, and actually the use of new information technologies has significantly promoted theeducation-learning process. How we may view this process as a first construct: (See figure 1).
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