Another term used for borrowing goo

Another term used for borrowing goods is ‘A¯ riyah, which means to give any commodity
to another for use without taking any return. In this sense, it is also a virtuous act like Qard.
The borrowed commodity is treated as a liability of the borrower, who is bound to return it
to its owner. In the address of the last pilgrimage, the holy Prophet (pbuh) said: “al ‘A¯ riyah
has to be returned, a surety must make good the loss on behalf of the assured and the debts
payable must be paid”.6
The difference between Qard and ‘A¯ riyah is that in the latter, exactly the borrowed
commodity has to be returned while in Qard, the similar of the loaned commodity has to be
paid by the debtor. In order to prepare for Ghazwa-e-Hunain, some time after the conquest of
Makkah, the holy Prophet (pbuh) took as ‘A¯ riyah a number of camels and iron breast-plates
from Safwan bin Umayyah. The holy Prophet (pbuh) assured him that ‘A¯ riyah would be
paid back in full. While giving back, some of the plates were found to be missing. The holy
Prophet asked him how he could compensate him. But Safwan, who had converted to Islam,
waived the loss.7
The English word “loan” seems to be the counterpart of the word Qard and “debt” that
of Dayn. The loans/advances given by the present banking system are covered under any
of these two categories. In Murabaha operations by IFIs, goods are sold and Duyun/debts
are created, which ought to be returned without any profit over the amount of debt, as all
conditions relating to Dayn would be applicable to them.

Hasil (Bahasa Indonesia) 1:

Istilah lain yang digunakan untuk meminjam barang adalah ' A¯ riyah, yang berarti untuk memberikan setiap komoditilain untuk penggunaan tanpa mengambil pengembalian. Dalam pengertian ini, ianya juga bertindak saleh seperti Qardh.Komoditi meminjam diperlakukan sebagai sebuah tanggung jawab peminjam, yang pasti akan kembalibagi pemiliknya. Alamat lawatan terakhir, nabi (saw) berkata: "al ' A¯ riyahtelah dikembalikan, Sungguhkah harus membuat baik kerugian atas nama terjamin dan hutanghutang harus dibayar".6Perbedaan antara Qardh dan ' A¯ riyah adalah bahwa dalam yang terakhir, persis yang dipinjamkomoditas telah dikembalikan sementara di Qardh, serupa komoditi meminjamkan telah menjadidibayar oleh debitur. Persiapan Ghazwa-e-Hunain, beberapa saat setelah penaklukanMakkah, nabi (saw) mengambil sebagai ' A¯ riyah sejumlah unta dan besi payudara-piringdari Safwan bin diambil. Nabi (saw) meyakinkannya bahwa ' A¯ riyah akandibayar kembali penuh. Sementara memberikan kembali, beberapa piring yang ditemukan akan hilang. KudusNabi bertanya kepadanya bagaimana ia bisa menggantikan untuknya. Tapi Safwan, yang memeluk Islam,dibebaskan loss.7Kata Inggris "pinjaman" tampaknya menjadi mitra kata Qardh dan "utang" yangdari Dayn. Pinjaman/kemajuan yang diberikan oleh sistem perbankan yang hadir diliputi di bawah salah satudari kedua kategori. Murabahah operasi oleh IFI, barang-barang yang dijual dan Duyun utang-utangare created, which ought to be returned without any profit over the amount of debt, as allconditions relating to Dayn would be applicable to them.